Financing That Understands Your Inventory
Unlock capital with interest rates starting at just 2%, powered by our expertise in asset-backed lending.
Smart Capital. Real Value.
GemSource Capital understands the unique pace and pressure of the diamond trade. Our lending solutions are built around speed, transparency, flexibility, and asset protection. We offer fast approvals aligned with market cycles, ensuring businesses can act when timing matters most.
Our interest and insurance rates are clearly capped, with no hidden fees—giving clients full visibility into their financing. Loan terms are designed to match seasonal and operational needs, providing the agility required in a dynamic industry. Most importantly, we help preserve the value of high-end inventory while unlocking the working capital needed to grow.
Funding in 5 Business Days or Less
Once your assets are verified, we move quickly to wire funds often within days. Our process is streamlined for simplicity, transparency, and security — designed for business owners who value time and trust.
Prequalification & Verification
- You complete our prequalification form.
- We review your submission within 24 hours and provide a preliminary loan estimate.
- Upon approval, you complete state and federal online forms and schedule your in-person meeting.
Asset Evaluation & Agreement
- Your asset is verified on-site through GIA within 3 business days.
- We review the GIA report and provide a formal loan agreement for your approval.
- Upon acceptance, your collateral is insured and deposited with GemSource Capital.
Client Onboarding & Funding
- You receive a new client email for your loan account, and funds are wired to your business account within 24 hours of collateral deposit.
Loan Repayment & Collateral Return
Once your loan is fully repaid, we confirm account closure and schedule a secure pickup of your collateral. During the onsite handover, we complete client offboarding and return your assets in their original, sealed condition — marking the successful completion of your loan cycle with GemSource Capital.
How GemSource Adds Value to Mid-Market B2B Diamond Lending
A side-by-side look at how GemSource Capital stands apart from traditional high-end lenders.
Traditional High-End Lenders
- Loan Size: Typically $1M+; UHNW & institutional focus
- Term Length: 1–12+ months, case-by-case
- Interest & Insurance: Variable, often undisclosed
- Approval Speed: Days to weeks; slow underwriting
- Transparency & Support: Limited; legal jargon-heavy
GemSource Capital
- Loan Size: $25K – $250K; tailored for mid-market B2B diamond businesses
- Term Length: 2–6 months; ideal for inventory cycles
- Interest & Insurance: 2% to 4% interest + 1% insurance monthly; fully transparent
- Approval Speed: Rapid approvals; funding decisions in days
- Transparency & Support: Clear, actionable terms with dedicated B2B support
GemSource Capital’s short-term secured loans deliver speed, clarity, and cost-certainty to mid-market diamond businesses — empowering confident growth in a market traditionally reserved for ultra-high-net-worth borrowers.
Who We Serve: The Diamond & Jewelry Supply Chain
We provide secured financial solutions tailored to every stage of the diamond and jewelry ecosystem — from producers to retailers. Our goal: unlock liquidity, protect value, and help your business move confidently in a fast-paced global market.
Diamond Dealers & Wholesalers
Lending solutions for polished diamond traders worldwide — ensuring liquidity, agility, and steady market presence.
Manufacturers
Working capital for mid-market producers in India, China, and Vietnam — including subcontractors for leading luxury houses — to optimize operations and protect asset value.
Designers & Retailers
Flexible financing that fuels growth without equity dilution — helping established and emerging brands expand confidently.
The Stones We Accept
GemSource Capital carefully evaluates natural diamonds to ensure quality, liquidity, and marketability for our short-term secured loans.
Origin
Natural, mined diamonds only
Carat
Stones above 2.50 carats
Cut Quality
Excellent to Very Good
Color Range
D–H
Clarity
FL to VS2
Certification
GIA-Certified Only
Prequalify in Minutes. Grow with Confidence.
Start Your Diamond-Backed Loan Application
GemSource Capital empowers mid-market diamond businesses with short-term secured loans that are fast, clear, and cost-predictable.
No hidden fees. No lengthy approvals.
Just the funding you need to grow, secure inventory, or seize opportunities — when you need it most.